The proper maintenance and care of your home is fulfilled only when you protect your home with home insurance services. Saving each and every rupee and penny, you have gifted yourself a home.
Securing and safeguarding the asset from natural calamities or man-made catastrophe is the sole purpose of Homeowner’s Insurance (HOI). The policy of India, from the 1950s includes both property and liability insurance/contract for a fixed period of time with the payment of premium at each term from the insured to the insurer.
Why Home Insurance
• Today’s home insurance services are easy to buy and use and are customizable.
• Coupled with lucrative deals and interest rates, it ensures long time safety.
• It is generally hassle free and quick settlements of claims are done too.
Useful Home Insurance Policies of India
Some famous home insurance services in India offered by national or international sources are-
• HDFC Ergo: the famous policy ensures coverage for your home from natural or man- made calamities as well as theft and burglary. It also provides 15% premium discount with online registration.
• Reliance Package Policy: for Indian customers, this plan covers assures insurance in accordance to structure (square-feets) of your house.
• ICICI Home Insurance: this one of the most trustworthy home insurance services in India covers 10 years back up for structure and 5 years for materials. Payments can be done in installments using ICICI credit card too.
• Bharti AXA policy: starting from as low as Rs 300, this affordable policy suits the middle classes. Covering major perils it has optional Terrorism act coverage too.
Companies
Some other popular home insurance services in the country rendering companies are SBI home insurance, Axis Bank Safe Home, OrientalInsurance and Bajaj Allianz Homesurance to name just few.